So, I realized that playing without a subjob in FFXI was putting me at a significant disadvantage, so I finally got the Magicked Skull I needed to finish the subjob quest (with the help of a very high level Japanese player, as is often the case with the Skulls, I hear) and started over as a Red Mage, with my White Mage subbed.
Let me just say that doing this has made the game so much more enjoyable. Because the Red Mage can use swords and better armor, I can actually defeat monsters that are of comparable level to myself. This means I’m not dependent on a party, which is hard to find for the first 10-15 levels, and that I can kill things and take all the loot and sell it. I’ve made more money, died less, and levelled quicker up to level 12 with RDM/WHM than I ever did with just WHM. And I have never died to a rabbit. And now, I’ll finally be able to advance my story rank. My real dilemma is what my real goal is in regards to my class. I want to get Summoner eventually, but that requires level 30 in another class, the question is whether I get 30 in Red or White Mage… well, I’ll see how it plays out.